Sunday, July 3, 2016

Who Do You Know That Is Ready To Move?

Carlos Ezquerro Cal BRE #01238493

Purchase Process:

• Establish a budget
• Solve any credit problems that might exist
• Talk to your mortgage broker to get prequalified
• Determine what you want and need in a home
• Interview and select a real estate agent
• Find the right house
• Apply for and obtain an approval
 • Sign your final documents and move into your house
 Documents for a mortgage loan: 
1. W-2 & 1040's for the past 2 years
 2. Most recent consecutive 1-month paycheck stubs.
3. Names, and address of employer(s), past 2 years. 
4. Name, address and phone number for landlord (if applicable) for 2 years. 
5. Last 3 months bank statements for all accounts all pages including blacks.
If Required:
 6. YTD P&L (self-employed) prepared by an accountant.
7. Divorce decree if applicable.
8. Green card (if applicable).
9. Verification of all "other" income-copy of check, or check stub. 
10. Gift letter signed if applicable and copy of gift check.
11. Copy of donors’ bank statement.
12. Deposit receipt of gift.
Carlos Ezquerro
(408) 898-0336
Email: carlos@buyersrealtycalifornia.com
www.buyersrealtycalifornia.com
1625 The Alameda Suite # 401
San Jose, Ca 95126.

I offer experience, since 1998, in helping you obtain great pricing whether you are selling or buying.
I will save you time, money, and effort on your real estate transaction because I will give your home massive exposure, the quicker the sale and the higher price.
 Buyer
Who do you know that is ready to move?
The first step in finding a house you can call home.
Purchasing is a process not an event:
1. You discover you have a need.
2. You decide to do something about it.
3. You consider your options.
4. You chose an option.
All you need is a little imagination. Consider that we work as a team, with you in charge, you call the play and I make it happen.
I’m worth of being your agent because:
• Attention to detail
• Expertise
• Caring
• Legal Backing
• Marketing
• Reputation
• Understanding my job
• Honesty & Integrity
• My Listening skills
• Knowledge
• Training
• Ability to anticipate
• Home resource center
• Financing connections
• Relocation connections
• Trustworthiness
• Repair connections
• Personal services
• Follow-up consistencies
• Creativity
• Problem Solving Skills
• My professionalism
• Understanding the contract
• Dedication to your needs and wants
Negotiation of your transaction is handled with professionalism, whether assisting you with the purchase of a new home or with the sale of your present home. 
Seller
Among other marketing methods, I provide you with a gift certificate for a website virtual tour, so you may obtain qualified buyers.
Exposure: such as quotable, more coverage/Exposure Maps, Market Share Graphics. Bay Area Connection to other agents. It just makes sense. The more exposure a home gets the quicker the sale and the higher the price.
Merchandising/Staging: It just makes sense that if a home is staged to be sold; it will sell for more money.
Negotiation: I take negotiating seriously; I have been trained, taken additional classes and always looking for ways to enhance my skills. I really believe that my negotiating abilities are worth 1-2% alone, more money for your! In order to sell your home you need to look at both price and terms and with me you have a strong negotiator in your corner.
Networking: I use a variety of methods to attract and qualify prospects, including the latest Internet and communication options. My networking abilities, and capabilities are extensive and unmatched, which means more money for you because, buyers come from firm recognition and agents contact or networking.

Communication Could Be a Great Start for Final Negotiations

Listing your property at a fair price will help you sell your house soon and for the best possible gain.
All appropriate disclosures should be obtained up front. Fair pricing provides you with more exposure, resulting in more offers. The more people who get to see the property, the more money for you.
Good communication may begin with negotiation among sellers and buyers through their agents. They could paraphrase in the form of a contract both seller’s and buyer’s wants, and needs with an offer, counter-offer, and acknowledgements. Also, it may put both parties at ease in a smooth transaction by defining the objective, which is the close of escrow. It should be a commitment between buyers and sellers to communicate through their agents, to make decisions in a win-win situation.
Buyers and sellers should define their goals, so they will be on the same page, without being distracted by personalities, process difficulties, or status quo.
Creating a common ground, selling agents could gain the advantage of obtaining cleaner offers, lessening contingencies and lessening re-negotiations, which would get them an edge during the negotiation process, being aware of any issues up front, such as the buyer’s concerns.
Ordering all appropriate inspection reports up front, determines any necessary repairs for the listing property, and will give the seller a definite edge.
An informational interview is helpful to find out how best to address the buyers’ and sellers’ concerns. Also, exchanging negotiations in writing could help avoid future difficulties and misunderstandings with both fiduciary responsibilities with sellers and buyers.
Presenting offers face-to-face to the seller’s agent could help obtaining cooperation from the other party, once they understand our position, and vice versa.
In other words, communication among agents could be a way to be supportive of the other agent’s clients. At the same time, gathering information could be beneficial to the sellers’ and buyers’ position, which could translate to a better result for the buyers as well.
Providing a summary of negotiations could help for a smoother close of escrow, which could clarify important issues and help the other party in complying with their obligations.

What Housing Options Are Available to Retiring Baby Boomers?

Baby boomers were born during the birth boom between 1946 and 1964. A golden boomer is a member of this group who is either retiring, or is already retired. With boomers coming of age across the world, now is the time to discuss retirement housing options. This phase of life is about the expansion of individual freedom. What options are available during this period of transition? 
If you have been thinking of upgrading to your dream home, this is the time to do it! Few owners are taking advantage of current market opportunities, and that works to the seller’s advantage. Low inventory brings higher demand. According to the MLS stats, homes now sell in record time. In fact, homes for sale in the current market are receiving multiple offers. You now have the leverage of selling on your own terms. This is the time to sell your home at its optimum price. Find out the market price of your house, know where you are moving next, and how much you can save. 
If, on the other hand, you or a loved one is considering an assisted living arrangement, there are a number of appealing alternative models available. Older adults love their independence, but may be looking for services that include meals, management of medicine, personal care, housekeeping and laundry, as well as inside and outside social activities. For the adventurous, there are a number of options open to the golden boomer. These include: 
  •  Co-housing arrangements: This enables retirees to live communally, with central common home facilities, and including a kitchen 
  • The Med Cottage concept: An independent facility for the retiree which could be monitored online
  • The permanent cruise: This option offers travel with dining escorts, medicine management, and housekeeping, also a 24/7 availability of physicians or skilled nurses
  • A spa-living resort: An alternative to an assisted-living facility in a spa settings
You may find out more on www.carlosezquerro.wordpress.com

Carlos' List

The Baby Boomer retirement movement is a growing trend that will accelerate during the next 7 years. I offer a smooth and simplified retirement transition.
Carlos’ List can help Baby Boomers, by providing customized real estate services and referrals to related moving relocation services known for exceeding client expectations.
The advantage in working with me is that I can help with planning ahead of time for retirement; this new phase of life involves many factors, such as financial or health coupled with maintaining independence. Whatever the issues, I develop solutions.
Retirement homes are not always an option, and staying with family could be a solution, with alterations to their existing home. I can help with living arrangements, including referrals for alterations to the family member's home lifestyle.
Senior referral is helpful for retirees pursuing Independent Living, Assisted Living, Alzheimer's Care Nursing, Care Homes, Adult Day Care, Continuing Care, and Respite Care-Short Term Stay.
I work side-by-side with retirees to develop the best possible plan, including real estate services and referrals.
I offer retires in transition complementary referral services to vendors and contractors, clutter management, moving services, local and global real estate services, etc.
In addition, if cash flow is a concern, downsizing to a smaller home can result in mortgage and insurance savings.
It can also free up capital to reinvest into a retirement portfolio.
The IRS 408b tax code allows investors to use qualified retirement funds to acquire real estate within their retirement accounts, and I can help with that as well.
MISSION STATEMENT 
Carlos’ List is a referral transition service, offers referral support systems, with a complementary pool of affiliated services including financial advisors, vendors, contractors, and movers, etc., which can help with less stress during your local or global move. We offer appraisals of retirees’ current property along with sale preparation, etc.
VISION STATEMENT 
Carlos’ List exists to help to relief retirees in transition from stress of planning or having begun moving into an independent retirement life style, with services such as referrals to vendors and contractors. 
BENEFITS
1. My foremost goal is to help with a the real estate process.
2. My referral partners deliver related services for retirees. 
REFERRALS
* Vendors and contractors that help with your next move.
RESOURCES
* Contractors, such as clutter management and moving specialists
* Vendors, such as, new items for your next home
* Attorneys for areas of practice including litigation
* Estate planning, general business transactions and advice
* Corporate relocation corporations
* CA insurance
* Securities products and services registered brokers/dealers
* Financial representatives
* Investment Advisors.
RETIREMENT SOLUTIONS
My average clients are retirement age couples looking to find a community that fit their life style; I offer significant services for this age group, such as 
1. A referral list of vendors and contractors.
2. I keep clients up to date with research summaries about retirement trends, and solutions for various retirement challenges.
3. I too am in this age group, so I understand the unique challenges we face as we move towards retirement. 
INDEPENDENT LIST
Carlos’ Relocation List is an independent complementary list of services to help retirees offering referrals, for retirement transition services, both locally and globally.
SOLUTIONS 
Looking for a better lifestyle? Consider a smaller home as an option.
Whatever your goal, our partners can help with a customized plan that, depending on your needs:
* Remodeling
* Income property
* Reverse mortgage
* Appraisal
* Sale preparation
* Community information
* Moving consultation
A smaller home might be an option or a reverse mortgage maybe an alternative, an option for those who are at least 62 years old, to avoid mortgage payments, thus creating extra income.
I offer customized solutions with trusted advisors, vendors and contractors for your retirement transition needs.
If staying with family could be a solution, I can help with living arrangements, such as, referrals for remodeling construction and alterations to the family member's home.
For those who are not yet ready to retire a solution might be to invest in a retirement property while working; more and more people are purchasing homes either for their children to use or as an income property until they are ready for retirement. 
Do you know someone who is in the process of downsizing or needs information about of a senior residence or assisted living facilities?
Do you have clients who are considering a retirement home, but are unsure of funding?
Who do you know in need of simplifying housing services?
If you may know somebody who has these questions, please give us a call.